Get Paid to Sell the Home You Can’t Afford!

by Bob and Debbie Gibbs January 23, 2013 Latest News

When the housing market crashed in 2008, millions of homeowners suddenly found themselves in danger of losing their homes to foreclosure. To help these homeowners, in 2009 the U.S. Treasury launched the Making Home Affordable (MHA) program, which is comprised of several subprograms designed to help distressed homeowners avoid foreclosure.

 

One of the most talked about …

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Underwater Homeowners Breathe a Sigh of Relief as Congress Renews Mortgage Debt Relief Act!

by Bob and Debbie Gibbs January 9, 2013 In The News

 

On January 1, 2013, Congress passed an extension of the Mortgage Forgiveness Debt Relief Act. This extension of this act, which has saved homeowners more than $1 billion dollars in taxes, is great news for struggling homeowners nationwide.

 

The Mortgage Forgiveness Debt Relief Act was originally passed in 2007 to aid the millions of homeowners who …

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The Mortgage Debt Relief Act for Bay Area Short sales is Extended

by Bob and Debbie Gibbs January 8, 2013 In The News

As part of the Fiscal Cliff negotiations the Mortgage Debt Relief Act was extended another year with it’s new expiration to be December 31, 2013.

While the Mortgage Debt Relief Act is a huge benefit to this who owe more than their home is worth and are in a financial position where keeping the home either …

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It’s Time to Take Another Look at Short Sales

by Bob and Debbie Gibbs November 16, 2012 Latest News

As recently as a few months ago, if you would have told a real estate agent who specialized in short sales that they’d be raving about a lender’s stellar service and rapid approval times—not to mention significant cash incentives for financially strapped homeowners for pursuing a short sale—you’d have gotten some strange looks.

That’s all changed.  …

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How Does Loan Modifications Affect Short Sales

by Bob and Debbie Gibbs August 28, 2012 Latest News

Loan Modification Secrets

For some homeowners in danger of losing their home to foreclosure, there has been a lot of incomplete information out there. For example, many believe that a loan modification is a “cure-all” for distressed homeowners. While it is true that it can be a good option for some people, it isn’t always …

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The Foreclosure Fairytale

by Bob and Debbie Gibbs July 30, 2012 Latest News

There is a lot of misinformation out there regarding foreclosures.

I would not be surprised to find out that you have heard that a foreclosure is sometimes the best option for you. Nothing could be further from the truth. For the vast majority of homeowners out there who are in danger of losing their homes, …

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There is a Solution for you to Prevent Foreclosure

by Bob and Debbie Gibbs July 10, 2012 Latest News

Your Ticket to Freedom from Mortgage Frustration and the threat of Foreclosure

In the news, there is talk of a housing recovery. Experts feel more optimistic about the state of housing industry in America. However, if you or someone you know is one of the millions of homeowners who is stuck with a home on which …

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Chase Offering Huge Incentives for Short Selling Instead of Foreclosure

by Bob and Debbie Gibbs June 27, 2012 Latest News

In the following video I discuss the recent changes implemented by Chase to help people perform a short sale and move on gracefully.

Chase has made the decision to either help people stay in their homes or to help them short sell their home and be able to move on easily. Chase is now offering cash …

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What is Better, A Short Sale or Foreclosure for Bay Area Real Estate

by Bob and Debbie Gibbs June 21, 2012 Latest News

In the following video published by the Distressed Property Institute we find our what is better for a homeowner in distress either a short sale or foreclosure. This affect many owners of Bay Area Real Estate and is a one the most asked questions from those we consult with regarding distressed mortgages.

While we feel that …

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The Mortgage Debt Relief Act is Ending This Year

by Bob and Debbie Gibbs June 12, 2012 Latest News

 

In 2007, the Mortgage Debt Relief Act was passed in an attempt to help the millions of homeowners who, due to the housing crisis and economic crash, suddenly found themselves in danger of losing their home to foreclosure.

 

The act has helped many distressed homeowners find solutions to avoid foreclosure and opened up options to them …

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